What These Terms Cover in Indonesia
These Terms & Conditions govern your madetoto account, phone verification, access to the lobby, payment instructions and requests to close or change account details. You are responsible for entering accurate information and keeping login details private. Before an account is opened or used, we may check
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whether the requested activity is available where local law permits. Payment instructions must match the wallet or bank route selected, including DANA, OVO, GoPay, QRIS, bank transfer and virtual account. A mismatch, duplicate account detail or incomplete verification can pause an account action until we can
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confirm the record. The same terms apply whether you connect from Surabaya, another Indonesian city or a supported mobile device.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.